Disability Insurance
Your income is your most valuable asset. Protect it.
A disability is far more likely than most people realize — 1 in 4 workers will experience a disability before retirement. Disability insurance replaces a portion of your income if illness or injury prevents you from working, keeping your finances intact when you need it most.
Let's TalkWhy Disability Insurance?
Income Replacement
Disability insurance typically replaces 60–70% of your gross income, keeping your household running if you can't work.
Short-Term Coverage
Short-term disability policies kick in quickly — often within days — to cover temporary injuries or illnesses.
Long-Term Coverage
Long-term disability policies provide benefits for years or even until retirement age for serious, lasting conditions.
Own-Occupation Definitions
The best policies pay if you can't perform your specific occupation — not just any job — giving you stronger protection.
Non-Cancelable Options
Non-cancelable policies lock in your premium and benefit amount for the life of the policy, regardless of health changes.
Supplements Employer Coverage
Employer-provided disability coverage is often insufficient. An individual policy fills the gap and stays with you between jobs.
Don't Leave Your Income Unprotected
Most people insure their car and home but forget their most important asset — their paycheck. Let's fix that today.
Let's Talk